Learn How the SmartCourse Plan Works





Do you lack the expertise, time, or resources to offer a high-quality retirement plan that provides a competitive hiring advantage?

we can help

Could your benefits department better spend its time if you could offload the liabilities and effort spent managing a 401(k) plan?

we can help

If you answered yes to either of these questions, then the RPS SmartCourse Savings Plan may be the solution you’re seeking.

Thanks to the Secure Act of 2019, plan sponsors have a new retirement plan option commonly known as a Pooled Employer Plan (PEP). A PEP allows employers to pool their resources and gain access to economies of scale when managing their retirement plans. In contrast to a Multiple Employer Plan managed by a PEO, a PEP program does not require a co-employer relationship to participate. And employers maintain control over their own employees.

By choosing the SmartCourse Savings Plan, employers obtain the benefits of a PEP plus the service that RPS always provides to our clients, such as:

  • Greatly reduced fiduciary responsibility
  • Virtually eliminate your administrative workload for the plan
  • RPS becomes an extension of your HR department
  • Flexible plan design
  • Potentially lower costs
  • Eliminate single plan audits
  • Single Form 5500 filing for the entire PEP

Plus, your employees gain access to:

  • Professional oversight
  • High-quality, cost-effective investment options
  • Personalized advice and education
  • Access to the RPS financial wellness program

With the RPS SmartCourse Savings Plan, you can leave the worry of managing your 401(k) plan to us and focus more energy on managing your business.

Learn How the SmartCourse PEP works